Geothermal vs. an air-source heat pump — which is better for Chicago?
For a home you plan to keep, geothermal usually wins on lifetime cost and winter comfort here.
An air-source heat pump pulls heat from outdoor air, so its efficiency falls when it's coldest and it leans on electric backup. A geothermal system draws from the earth, a steady ~55°F year-round. Air-source costs less to install; geothermal runs more efficiently and lasts longer.
